Testimonials
“I
came to you in March of 2005 just about out of options
and in financial trouble to say the least. My business
of 17 + years was losing way too much money, much from
the result of hurricane Charley hitting the community
south of me and making everyone in the area’s life a
mess. I was $120,000 of credit card debt in the hole! |
I knew I had to do something because I was only paying
interest on 12 + credit cards. I always thought my
business would get better, but never did, not until I
spoke with Adam and Corporate Turnaround.
Before talking with Adam I spoke with a bankruptcy
attorney. It didn’t make sense to me that they wanted to
garnish a non-existent paycheck. To be honest with you,
bankruptcy just didn’t sit well with me at all. I wanted
to pay my creditors off, not bail out on them and file
bankruptcy. I decided CT was my best option. Adam was
always supportive and very reassuring during the entire
process. He always advised me on what to expect from the
creditors, how to deal with their tactics, and always
being there when I needed guidance.
Today I am finally in the black (CT saved me 60K) but I
still decided to close the doors of the business. I now
feel REAL FREEDOM to make more money working for another
optical which allows me to be a provider for my family
and to be a proper husband to my wife. Adam, you have
given me my life back along with my self-esteem.”
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“Just wanted to tell you how happy I am with the help
you gave me in my debt restructuring. I was ready to
close my company when I received a flyer from Commercial
Credit Counseling; this was about six months after
talking on a new business partner, who helped almost
destroy my life’s work.
I began speaking with you about my options and what we
might be able to do to help preserve my company and
maintain my sanity. I was completely skeptical about
signing with CCC, having heard multiple horror stories
from other people who had tried debt restructuring
without much success. Unfortunately, I was getting so
many collection calls and things were not improving on
their own. There was an inclination to just file
bankruptcy and be done with it, but I didn’t want to
dishonor the legitimate debts that I had acquired for I
had always maintained a good credit rating with my
suppliers over the years.
Against advice from my wife, partner and others who
wanted me to go with a non-profit debt consolidation
company, I decided to interview past clients of CCC that
were furnished to me by you. I was informed by them of
their total satisfaction with CCC and one client in
particular had debts of twice the amount of ours. So I
was convinced you would do the same for me.
You warned me that I would still get a lot of collection
calls with lots of threats, but if I was insistent, that
if they wanted the debt to be resolved they would have
to call CCC. As soon as I received those collection
calls I would call you with that company’s contact
information and let you make the calls and deal with the
stress. Most were stubborn at first and some held out
for over a year, but they finally came around. You
worked hard to get the debts resolved and help keep my
mind at ease. You always responded quickly with any
problems that needed to be addressed ASAP.
When I originally signed with CCC in October 2005 the
company was approximately $275,000.00 in debt, and
making no payments on time. It is now February 2007 and
we have about 4 months to go and our old debt will be
paid off. I have managed, with the help of you to bring
my business back and have actually preserved my
integrity and credit with several of my suppliers. I
would recommend CCC highly to anyone who may need a
recommendation.”
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“After several years of owning my business, I found
myself in a situation that I am sure many small business
owners do, which is mired in credit card debt and no way
to secure the funds necessary to free myself. I did not
want to even consider bankruptcy, but I was unsure if
there was another option.
After consulting with Adam at Corporate Turnaround, I
realized that there might be a way to settle my credit
card debt without filing bankruptcy. Using their
program, I was able to continue to run my business,
settle my debt, and save over $50,000. It took almost
two years to accomplish this feat, but without the help
of Adam and Corporate Turnaround, I would have surely
lost my business.
I would recommend Corporate Turnaround to any business
owner who finds themselves in the same unfortunate
situation.”
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“When we started with Corporate Turnaround in August,
2003 we felt like our only option was bankruptcy. We
were swamped with debt and out of hope of ever getting
out without a bankruptcy, which would follow us forever.
If we filed for bankruptcy, how would we ever get
another house? New Cars? Loans for our kids to go to
college? How would we look ourselves in the mirror? CT
seemed like a ray of hope in our dreary world of debt.
Then people started to ask me about the program. How did
I know they weren’t taking the money and not paying the
creditors? Then I realized CT would have been out of
business long ago if they were playing that game. I
talked with our lawyer and he said programs like CT are
a good alternative to bankruptcy.
After we started the program I saw the settlements start
and the payments being made and I felt reassured. The
phone calls didn’t stop overnight, like they would have
with bankruptcy, but we feel like we are being
responsible by taking care of our debt. We spent the
money, we feel like we should pay a portion of the debt.
Now we see this debt going away in a matter of years,
not decades. We see that our credit can be rebuilt in a
matter of years instead of being tarnished forever. We
can simply tell people who call to contact CT and we
don’t worry about it any longer. It is also wonderful to
be able to call the person who handles our file at CT
and ask, “Should this concern us? What should we do
about this phone call or letter?” Dealing with a company
like CT takes a lot of fear out of the whole situation.
After we had been in the program about two years I think
we got a little restless. We saw this huge amount of
money going out each month and we saw thousands of
dollars in the hands of CT. I think after the phone
calls have stopped and once life has adjusted around the
payments it is easy to forget how much you are saving
just in interest payments alone. We got testy and we
wanted out. Sometimes we looked at the statements and
couldn’t figure out why it wasn’t over yet. However, our
contact person at CT assured us that we were on the
right track and we were close to the end.
We had two accounts that were really stubborn, but
finally settled. Then, just like that, we were done. We
finished three years to the day after we started. While
we were in the program we had two friends who filed
bankruptcy. However, after completing the program and
settling all of our debts to the satisfaction of our
creditors my spouse and I feel a great sense of pride
and relief. We did it! We had debt over $66,000. We are
both teachers and we have three children and with the
help of CT we were able to get out from under the weight
of $66,000 in only three years. Truly amazing! It wasn’t
easy, but it was worth it.
After we started the program with CT we closed the doors
of our business for personal reasons. However CT had
helped us get back into a position where we could
financially continue with our business had we wanted to.
Corporate Turnaround is a smart alternative for small
business that need to spend less time concentrating on
the books and more time focusing on the business that
needs to get done.”
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“Like many small businesses, our company experienced
tremendous financial hardship following the events of
9/11/2001. In addition to a decrease in revenues, we
were faced with a frivolous lawsuit, relocation, a
partner buyout and an unprecedented amount of
non-collectable receivables. Within a 6-month period,
our company went from stable and profitable to being on
the verge of bankruptcy. The phone rang continuously
with debt collectors threatening to take everything in
the business as well as my personal property.
After seeking the advice of many trusted friends and
colleagues, I concluded that bankruptcy was probably my
only viable option. However, I could not bring myself to
give up on a business I absolutely loved nor be out of
integrity with myself by filing bankruptcy. I began
searching for another way to turn things around and
discovered Corporate Turnaround on-line.
After my initial phone call, I felt a sense of relief
just to know that there could be help on the way.
Ignoring all of the advice I had received up to that
point, I decided to start working with Adam and turned
over $250,000 in debt as well as several judgments
already filed against me and the company. Within 1
month, I knew I had made the right decision. Adam went
to work immediately and the harassing calls stopped. I
was able to bring all of my focus back to running the
business, to increasing revenue and profits.
It has taken only 3 years to completely pay off the
reduced debt and the savings has been tremendous. Today
my business is thriving, my integrity is intact, and I
know that working with Corporate Turnaround was the best
decision I could have made.”
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“We want to take this opportunity to say ‘Thank You’
very much for your help in our time of financial need.
Yes, we listened and you delivered. We must say at the
outset, we were beginning to doubt; but with reassurance
from the ones handling the account we continued to
listen and now these debts are paid.
We would have never gotten these accounts taken care of
in the sane amount of time that you have gotten them
paid. We realize that id we hadn’t called you, we would
probably either be still receiving phone calls wanting
payments or we would have been forced to file
bankruptcy. We appreciate that you were there to help
us. We don’t think we could have made it without your
help.
Hopefully in the future we will not be in the same
situation; but if we do find ourselves in this
situation, we will definitely call you again. We are
willing to be a reference for you to anyone else that
may be considering using your services to help in their
financial difficulties.”
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“What can I say about a company that is the answer to
your prayers?
I sure my story isn’t any different than any other
business owner. Things in life just tend to happen when
it’s least expected.
We bought our store 3 months before 911. At the same
time, I had a daughter accepted to Cal Poly San Luis
Obispo. With the falling of the “Towers”, our economic
outlook was suffering from the fallout. As most often
do, we used our credit cards to try to save our
business. Then weeks would go by and no business.
Nothing to cover our overhead. We considered bankruptcy
more than once, but the thought of running from our
obligations was not what we wanted to do. Along comes
‘Corporate Turnaround.’
I can’t tell you how easy it was to make a transition to
our ‘Savior.” We filled out some paperwork, (very easy)
and built a relationship with our account advocate. This
person, Adam, worked tirelessly with our creditors to
help clear our debt.
In the few years we worked with Adam, I had to put up
with some of the worst calls from our creditors! They
did everything and anything to intimidate me.
Threatening calls, worst than just harassment. These
only added to our stress, but then there was Adam. Who
was there to explain some of the horrible tactics these
people would use. He handled everything! Although there
were times when he had to work even harder on our
behalf… he worked a MIRACLE! We are out of debt!
I would highly recommend Corporate Turnaround to anyone
facing hard business decisions like ours. I learned that
even in today’s world, I found a company that delivered
on all the promises they made. I also learned patience!
Knowing that you have someone working on your behalf
made you feel as though you really aren’t alone in
things of this matter. Mostly, they gave me my life back
and I can feel that I owe them so much more." |
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